Services

I provide flat fee financial planning and advice, helping you with life insurance, Medicare, and investment planning. Whether you’re looking at retirement, managing your 401k, or getting started with financial planning, I’m here to make it simpler. By offering transparent, ongoing advice, I tailor solutions that fit your needs, ensuring you’re covered today and tomorrow.

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Flat Fee Financial Advice

When it comes to understanding your financial future, I believe in keeping things simple and transparent. With my flat fee financial advice service, you get customized guidance without any hidden costs or commissions.

  • Comprehensive plan that’s easy on the wallet.
  • No surprises – just straightforward advice.
  • Tailored to help you meet your financial goals.
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    Life Insurance Guidance

    Choosing the right life insurance can be confusing. I can help you navigate the options and find what works best for you and your family.

    • Unbiased advice without any provider pressure.
    • Understand different types of coverage.
    • Ensure your loved ones are protected.
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    Medicare Insurance

    Loren has extensive knowledge within the Medicare space. He is available to offer advice and guidance on the topic as well as tailored Medicare solutions that coordinate with your retirement strategy.

    He has a proven track record in matching individuals with plans that meet their personal needs. Offering both Medicare Supplement and Medicare Advantage plans, is an independent representative with several plan providers including:

    United Healthcare, Aetna, Humana, Cigna, VNS Health, NYSOH Marketplace, HealthFirst, WellCare, Anthem/Amerigroup, Horizon/Braven, Emblem AmeriHealth, Clover, and others

    The steps for finding a retirement Medicare solution are simple:

    1. A conversation about your current health condition and needs.
    2. A list of physicians and medications currently in use.
    3. An in-depth discussion about solution(s), advocating original Medicare or a Medicare Advantage
      plan.

    Do you have a question regarding Medicare? Contact Loren today and get started!

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    Investment Strategies

    Building wealth takes time and smart choices. With my investment strategies, I’ll help set you on the right path to meet your financial aspirations.

    • Personalized strategy based on your risk level.
    • Insights to diversify your investments wisely.
    • Ongoing support to tweak strategies as needed.
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    Retirement Planning

    Ready to enjoy your golden years? My retirement planning service helps ensure you’re financially prepared for a smooth transition into retirement.

    • Projected expenses and income analysis.
    • Advice on saving and investing for retirement.
    • Pace yourself for the lifestyle you’ve always envisioned.

    Common Questions

    I charge a flat fee for my financial planning services. This fee covers everything from advice on your retirement plans to ongoing support with your 401k and more. No hidden costs, just straightforward pricing for all your financial planning needs.
    I can help you with life insurance and Medicare options. I work with various providers to find the best plan to fit your needs and ensure you’re well-covered for the future.
    Yes, I can help you with your investment strategy. I provide tailored advice to match your financial goals and risk tolerance, whether you’re starting or looking to optimize your existing investments.
    I help with retirement planning by creating personalized strategies to ensure you’re financially secure in your golden years. From assessing your current savings to planning withdrawals, I focus on maximizing your benefits and preparing you for a comfortable retirement.
    The benefit of flat fee advice is that you get clear, unbiased guidance without any hidden costs or commissions. It ensures you know exactly what you’re paying for, letting you focus on your financial goals with confidence and transparency.
    Book A Free Consultation